Enjoy the here and now
Your early years of retirement should be the ones for enjoying a new-found freedom. Your mortgage has hopefully been paid off, the kids have families of their own, and you have the health and energy to put into the things you love.
But as the holidays, special birthdays and days out with the grandchildren start to add up, it can be all too easy to fall back into the habit of worrying about money.
With our help, you can break the cycle for good. We’ll build a financial plan centred around all the dreams you had for retirement – one that allows you to take that trip, volunteer for a close cause or simply give a leg up to those you love.
Because if not now, then when? Now is the time for living, so let’s start.
How we help
Clarity and security
We know things in retirement can sometimes feel uncertain, and worrying about your finances can be a big emotional drain. We’ll help develop a plan to ensure you’ll have enough money for the rest of your life, giving you and your family the confidence that you’ll be ok.
Live without regret
Some people question whether they made the right decisions when they retired, or if they should be doing something differently now. We can help to reassure that your money is being used in the right way, and even encourage you to spend more of it, without the ‘what if’ worries.
Focus on what you enjoy
Once you have peace of mind about your financial situation, you can start to focus on the things that bring you joy. After all, you worked hard for this – so take it all in! Whatever it is that makes up a fulfilled life for you and your partner, we’ll help you take control of it.
Pass on your wealth
For many, being able to pass on some of their wealth to their loved ones is a source of real comfort and joy. We can help with all aspects of wealth transfer, including Inheritance Tax planning, ensuring that more of your money goes to the people who matter.
What our clients think
We’re passionate about providing people with a truly personal service that brings about transformative results. But don’t just take our word for it – hear from some of our clients about what working together has done for their lives.
Client since: 2010
Client since: 2018
Eugene and Margaret Boyle
Client since: 2016
Running out of money pales in comparison to running out of family, friends, good health and time.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is, therefore, restricted to consumers based in the UK.
Otus Financial Planning is a trading style of Otus Financial Ltd which is authorised and regulated by the Financial Conduct Authority.
Otus Financial Ltd. registered in England and Wales company registration number 7540565.