by Otus Financial Planning | 30 Apr 2011 | Financial Planning, Investment Planning, Life Planning, Retirement Planning
“I’ve got all the money I’ll ever need, if I die by four o clock.” Henny Youngman Summary – key messages We inevitably have to make financial decisions that materially affect our futures in an uncertain and complex environment. How can we make good decisions that...
by Otus Financial Planning | 28 Apr 2011 | Financial Planning, Inheritance Tax Planning, Retirement Planning, Tax planning
According to a recent study by Standard Life, more than half of British adults don’t have a will*, putting their heirs at risk of paying hefty legal bills to untangle estates. The research found that nearly two-thirds (60%) of 35-44-year-olds didn’t have a...
by Otus Financial Planning | 28 Apr 2011 | Financial Planning, Investment Planning, Tax planning
With students facing an estimated £50,000 bill for a three-year degree from next year, parents are considering ways to help their children with university costs
by Otus Financial Planning | 20 Apr 2011 | Financial Planning, Investment Planning, Retirement Planning
The risk-return trade-off is a concept that every investor should be familiar with. Stated simply, it means that to gain a higher potential return on an investment, you have to accept more risk.
by Otus Financial Planning | 6 Apr 2011 | Financial Planning
The European Court of Justices recently ruled that the pricing of insurance products on the basis of being male or female will not be allowed from 21st December 2012. The verdict will force changes in the current standard practice across Europe of basing insurance...