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Business planning / case study Two


David & Sue Private Ltd Co

Protect the business & family
Retirement Planning
Investment Portfolio

Project Description


David and Sue are married and as with most businesspeople, they concentrated their time and efforts on building their business and looking after their customers.

As a result, the business is growing and they wanted to discuss their retirement planning.

The business is built around David’s expertise and if he suffered a serious illness or died, the business would be worth very little. Sue and the children would be in financial difficulties very quickly.

What we did

We put a structured retirement plan into place, with an individual investment portfolio that addressed each of their needs and risk profiles.

Also we helped them to protect the business in case one, or even both of them, was unable to work.

Our strategy provided for their continuing income without draining the business, and also a significant lump sum to help the business and family to work through the practicalities of losing David.

The results

David and Sue still concentrate on keeping their business successful, but have the peace of mind of knowing that they are planning for their future and protecting themselves against risks which could have had severe consequences for the business.

We also have regular meetings with them to keep everything up-to-date and they know that we are always on hand to offer guidance between meetings.

As with our other case studies, this is based on real client scenarios, but with slight alterations to protect the identity and privacy of the individuals. You should not make investment decisions on the basis of the information in this case study without taking advice from a suitably qualified and authorised adviser.

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