Traditional economics presumes that we are rational beings. Similarly, traditional financial planning presumes that you already have a clear and objective understanding of all your goals and priorities and will be able to communicate all the information needed when you are asked.

But in my experience, many clients don’t often have a clear and objective understanding of their goals and priorities. We know that personal finance is more personal than it is finance.

Instead, traditional financial planning presents a set of recommendations that in too many cases barely changes for each individual client. Worse yet, financial planners may even impose values and goals that are designed to lead clients to financial products and processes for which they are compensated rather than reflect the primary motivational drivers in their lives.

The traditional financial planning approach is excellent and the CFP^TM accreditation is globally recognised as THE standard. However, we must recognise that life planning is an essential part of financial planning. Or, more simply, it’s financial planning done right.

That’s why I have studied Life Planning with the Kinder Institute for the past 5 years. As a Registered Life Planner® and Life Planning Master®, I have developed my skills for the benefit of all those clients who understand that there is more to life than money.