What to expect

Financial Planning rather than Financial Advice (the selling of products), has to be experienced before the value is understood.  It is often said that the value is in the process of planning, not the plan itself.  For this reason, we work on the basis of 'try before you buy'.  Whilst we'd agree a minimum fee, if you don't believe you've received real value at the end of the process, you simply don't pay!

The first stage of our financial planning process is focused on establishing whether there will be a good fit in working together and includes creating your Money Tree for living your life ‘On Purpose’. 

If we both agree that there is a good fit… then great.  If not… the process is designed to give you clarity about your situation. So if there’s not a fit, we will still have added that value for you.

In creating your Money Tree we’ll have clarified what’s important to you, your goals that require planning and money to achieve, your current financial reality and show how these elements are connected together.

We will then work with you to create your Financial Plan , a comprehensive, written, step-by-step plan of action designed to give you the greatest probability of achieving your goals for the reasons that are important to you.  If you follow our advice and do what we recommend, within 1-2 years from now, you will:

  • Have every aspect of your financial life under control;
  • Have a strategy to deal with every significant risk that could knock you off track;
  • Have arranged your finances in a way that minimises or eliminates taxes, and have taken advantage of all tax breaks that are relevant for you;
  • Have a strategy in place to repay your debts and loans in full within the shortest possible time and at the lowest possible cost;
  • Have an effective estate plan in place to ensure that your affairs are clear and in order, and that your money and assets will end up where you intended.