News

New pension changes keep on coming!1 October 2014 The Chancellor, George Osborne, has announced further changes to the future of pensions, which will take effect from April 2015, having a dramatic effect on the retirement planning landscape. From then a pension f...Transfer of Child Trust savings to Junior ISAs18 June 2013Transfer of Child Trust Fund savings into Junior ISAs Since Child Trust Funds (CTFs) were phased out in 2011, parents and the savings industry have lobbied the government to allow the money held in them to be transfer...Bleak outlook for pensioners?12 June 2013  Research recently published by the Prudential has claimed that tens of thousands of Britons will retire into poverty this year. Of those who will leave work in 2013, one fifth will be below the poverty line, whi...Investment mistakes to avoid5 June 2013We're all human and humans make mistakes. When it comes to investing these mistakes often cost money, your money! Here we look at some of the most common mistakes so that you don't make them.June Market Commentary1 June 2013  Introduction What was the old compliance wording? Markets can fall as well as rise? May was certainly the month when that was borne out, with many of the major stock marching steadily upwards – only...Could you be losing a pension down a ‘black hole‘?19 April 2013A shift in the UK working culture and confusion around retirement planning is creating a pension ‘black hole’, with almost a quarter (23%) of UK adults stating they have lost track of at least one of th...Financial Mis-Selling: Has Anything Really Changed?18 April 2013In 1720 hundreds of people were ruined when the ‘South Sea Bubble’ collapsed. The share price of the South Sea Company had been inflated to ridiculous levels by insider trading: bribes were paid to politicia...Stuck on the first rung!15 April 2013The third annual ‘Second Steppers’ survey and report from Lloyds TSB, indicates that little has improved in the past year for those first-time sellers looking to take the second step on the housing ladder. Alm...Probate and a ‘Grant of Representation‘12 April 2013The right to deal with the estate of someone who’s died is called ‘Probate’. When someone dies, to gain the legal right to deal with the person’s Estate  - their property, money and possessi...Planning how to pay for a care home10 April 2013When moving into, or helping a loved one into a care home, you need to fully understand about costs and affordability, including what the state provides. Paying for a care home place is often a family concern and it ...